Ask the Estate Planning Attorneys in Paramus, New Jersey: Will Medicare Pay for the Cost of Nursing Home Care?

Many families mistakenly believe that Medicare will cover the cost of nursing home care and expenses when their loved one is ill and in need of long-term health care. In this post we will examine the circumstances in which Medicare will pay for the cost of nursing home care and expenses and how much financial assistance they provide families seeking nursing home care for a loved one. What Nursing Home Care Does Medicare Cover? Generally, there are two types of nursing home care – custodial care and skilled nursing care. Custodial care involves helping individuals with daily living activities such as eating, bathing, dressing, and toileting. Skilled nursing care involves helping individuals who need medical care that can only be provided by a registered nurse or licensed practical or occupational practitioner, like a speech pathologist. Examples of medical care that can only be provided by a registered or specialized nurse are wound care, physical therapy, respiratory th...